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Eloise Moore Insurance Blog: commercial

View the latest blog posts from Eloise Moore Insurance.

A business that harms another party or damages/destroys property that belongs to another party may be sued or prosecuted. Larger businesses protect against their liability to third parties with a Commercial General Liability (CGL) policy. An insurance company provides a CGL under some assumptions about the type of losses it is willing to cover. READ MORE >>

Business transactions frequently require the valuable protection provided by insurance. A Certificate of Insurance is a document that is often requested as proof that adequate insurance exists. A certificate is not the same as a policy and certificates do not affect the coverage provided by a particular insurance policy. READ MORE >>

Coverage provided to workers who are injured on the job is invaluable and is, primarily, via workers compensation protection. Such protection is framed by the Workers Compensation Act which addresses payment for medical treatment and disabilities. It also replaces, largely, the need for injured workers to have to sue their employers for compensation. READ MORE >>

When purchasing property, whether it be a home or commercial, you will be asked to provide evidence of insurance. When you call your agent, he or she will most likely utilize a replacement cost estimator. This tool will help your agent adequately insure the property on a replacement cost value. READ MORE >>

We are slammed by advertisements from insurance companies every day. It's all about getting the lowest possible rate. While it's great to get a low rate, you need to know what you're buying. How do you know that you're getting adequate coverage? As Allstate states it, you could be sacrificing coverage for that low rate that you got online. READ MORE >>

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