Tuesday, March 26, 2019Starting or building a new business can be exhilarating, terrifying, energizing and catastrophic— sometimes all at once. You dream of starting a journey that will provide financial security, opportunities for growth and a job you will love. Yet the reality is many new businesses fail, caterers included. READ MORE >>
Monday, February 25, 2019A business that harms another party or damages/destroys property that belongs to another party may be sued or prosecuted. Larger businesses protect against their liability to third parties with a Commercial General Liability (CGL) policy. An insurance company provides a CGL under some assumptions about the type of losses it is willing to cover. READ MORE >>
Thursday, February 14, 2019Business transactions frequently require the valuable protection provided by insurance. A Certificate of Insurance is a document that is often requested as proof that adequate insurance exists. A certificate is not the same as a policy and certificates do not affect the coverage provided by a particular insurance policy. READ MORE >>
Monday, February 11, 2019Building and Construction work is a tough, expensive business. It is critically important to have the right type and quantity of equipment available in order to complete projects. This means that medium and larger contractors have a lot of money invested in their machinery. READ MORE >>
Thursday, February 7, 2019Coverage provided to workers who are injured on the job is invaluable and is, primarily, via workers compensation protection. Such protection is framed by the Workers Compensation Act which addresses payment for medical treatment and disabilities. It also replaces, largely, the need for injured workers to have to sue their employers for compensation. READ MORE >>
Thursday, February 7, 2019Written By: Matt Moore At the Winter Ceremonial of the Sudan Shriners in Goldsboro, my good insurance buddies, Owen Thomas (center) of Dial Insurance and Lee Honeycutt (right) of H4 Insurance Services cheesed for a picture. We all enjoy pirating and clowning around to raise money for Shriners Children Hospitals. READ MORE >>
Tuesday, February 5, 2019 According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even those who don't live near water are at risk, because anywhere it rains, it can flood. Heavy rains, clogged or insufficient drainage systems, nearby construction projects, broken water mains and inadequate levees and dams can cause flooding that put your home and belongings at risk. READ MORE >>
Wednesday, September 12, 2018 With Florence approaching the coast, it is important to have a plan in place if/when you sustain damage to your home and vehicles. Here are some tips when submitting your claim to your company: Once the storm has passed, survey damage to your home & vehicles. READ MORE >>
Tuesday, October 31, 2017Come on out to Neighbor's & Associates Community Appreciation night in Downtown Benson November 3rd from 6:00pm to 8:00pm! READ MORE >>
Monday, October 16, 2017When purchasing property, whether it be a home or commercial, you will be asked to provide evidence of insurance. When you call your agent, he or she will most likely utilize a replacement cost estimator. This tool will help your agent adequately insure the property on a replacement cost value. READ MORE >>
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